/* ============================================
   FINTYA - Professional Design System
   Spanish Financial Affiliate Website
   ============================================ */

/* ===== VARIABLES ===== */
:root {
    /* Brand Colors */
    --primary: #0D9488;
    --primary-dark: #0A7A70;
    --primary-darker: #065F56;
    --primary-light: #99F6E4;
    --primary-50: #F0FDFA;
    --primary-100: #CCFBF1;
    --primary-gradient: linear-gradient(135deg, #0D9488 0%, #065F56 100%);
    --primary-gradient-light: linear-gradient(135deg, #F0FDFA 0%, #CCFBF1 100%);

    /* Secondary */
    --secondary: #1E293B;
    --secondary-light: #334155;

    /* Accent */
    --accent: #F59E0B;
    --accent-dark: #D97706;
    --accent-light: #FEF3C7;

    /* Status */
    --success: #059669;
    --success-light: #ECFDF5;
    --danger: #DC2626;
    --danger-light: #FEF2F2;
    --info: #2563EB;
    --info-light: #EFF6FF;

    /* Neutrals */
    --gray-50: #F8FAFC;
    --gray-100: #F1F5F9;
    --gray-200: #E2E8F0;
    --gray-300: #CBD5E1;
    --gray-400: #94A3B8;
    --gray-500: #64748B;
    --gray-600: #475569;
    --gray-700: #334155;
    --gray-800: #1E293B;
    --gray-900: #0F172A;
    --white: #FFFFFF;

    /* Shadows */
    --shadow-xs: 0 1px 2px rgba(15,23,42,0.04);
    --shadow-sm: 0 1px 3px rgba(15,23,42,0.06), 0 1px 2px rgba(15,23,42,0.04);
    --shadow: 0 4px 6px -1px rgba(15,23,42,0.07), 0 2px 4px -2px rgba(15,23,42,0.05);
    --shadow-md: 0 8px 16px -4px rgba(15,23,42,0.08), 0 4px 6px -2px rgba(15,23,42,0.05);
    --shadow-lg: 0 16px 32px -8px rgba(15,23,42,0.1), 0 8px 16px -4px rgba(15,23,42,0.06);
    --shadow-xl: 0 24px 48px -12px rgba(15,23,42,0.12), 0 12px 24px -8px rgba(15,23,42,0.08);
    --shadow-primary: 0 8px 24px -4px rgba(13,148,136,0.25);
    --shadow-card-hover: 0 12px 28px -8px rgba(15,23,42,0.12), 0 8px 16px -4px rgba(13,148,136,0.08);

    /* Radii */
    --radius-xs: 4px;
    --radius-sm: 8px;
    --radius: 12px;
    --radius-lg: 16px;
    --radius-xl: 20px;
    --radius-2xl: 24px;
    --radius-full: 9999px;

    /* Transitions */
    --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
    --ease-in-out: cubic-bezier(0.45, 0, 0.55, 1);
    --transition-fast: 0.15s var(--ease-out);
    --transition: 0.25s var(--ease-out);
    --transition-slow: 0.4s var(--ease-out);

    /* Typography */
    --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    --font-size-xs: 0.75rem;
    --font-size-sm: 0.875rem;
    --font-size-base: 1rem;
    --font-size-lg: 1.125rem;
    --font-size-xl: 1.25rem;
    --font-size-2xl: 1.5rem;
    --font-size-3xl: 1.875rem;
    --font-size-4xl: 2.25rem;
    --font-size-5xl: 3rem;
}

/* ===== RESET & BASE ===== */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: var(--font-sans);
    font-size: var(--font-size-base);
    line-height: 1.6;
    color: var(--gray-800);
    background: var(--white);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}

a {
    text-decoration: none;
    color: var(--primary);
    transition: color var(--transition-fast);
}

a:hover {
    color: var(--primary-dark);
}

img {
    max-width: 100%;
    display: block;
}

button {
    cursor: pointer;
    border: none;
    background: none;
    font-family: inherit;
    font-size: inherit;
}

input, select, textarea {
    font-family: inherit;
    font-size: inherit;
}

ul, ol {
    list-style: none;
}

/* ===== UTILITIES ===== */
.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

.hidden {
    display: none !important;
}

.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0,0,0,0);
    white-space: nowrap;
    border: 0;
}

.text-success {
    color: var(--success) !important;
    font-weight: 600;
}

/* Scroll Reveal Animation */
.reveal {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 0.6s var(--ease-out), transform 0.6s var(--ease-out);
}

.reveal.visible {
    opacity: 1;
    transform: translateY(0);
}

/* ===== BUTTONS ===== */
.btn-primary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 15px 30px;
    background: var(--primary-gradient);
    color: var(--white);
    font-size: var(--font-size-base);
    font-weight: 600;
    border-radius: var(--radius-sm);
    transition: all var(--transition);
    border: none;
    cursor: pointer;
    position: relative;
    overflow: hidden;
    box-shadow: var(--shadow-primary);
}

.btn-primary::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.15), transparent);
    transition: left 0.5s;
}

.btn-primary:hover {
    color: var(--white);
    transform: translateY(-2px);
    box-shadow: 0 12px 32px -8px rgba(13,148,136,0.35);
}

.btn-primary:hover::before {
    left: 100%;
}

.btn-primary:active {
    transform: translateY(0);
}

.btn-secondary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 12px 24px;
    background: var(--white);
    color: var(--gray-700);
    font-size: var(--font-size-sm);
    font-weight: 500;
    border-radius: var(--radius-sm);
    transition: all var(--transition-fast);
    border: 1.5px solid var(--gray-200);
}

.btn-secondary:hover {
    background: var(--gray-50);
    border-color: var(--gray-300);
    color: var(--gray-800);
    transform: translateY(-1px);
}

.btn-full { width: 100%; }
.btn-lg { padding: 18px 36px; font-size: var(--font-size-lg); }

.btn-nav-cta {
    display: inline-flex;
    padding: 10px 22px;
    background: var(--primary);
    color: var(--white);
    font-size: var(--font-size-sm);
    font-weight: 600;
    border-radius: var(--radius-full);
    transition: all var(--transition-fast);
    box-shadow: 0 2px 8px rgba(13,148,136,0.2);
}

.btn-nav-cta:hover {
    background: var(--primary-dark);
    color: var(--white);
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(13,148,136,0.3);
}

.btn-table-cta {
    display: inline-flex;
    padding: 10px 20px;
    background: var(--primary);
    color: var(--white);
    font-size: var(--font-size-sm);
    font-weight: 600;
    border-radius: var(--radius-full);
    transition: all var(--transition-fast);
    white-space: nowrap;
}

.btn-table-cta:hover {
    background: var(--primary-dark);
    color: var(--white);
    transform: scale(1.03);
}

/* ===== HEADER ===== */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255,255,255,0.92);
    backdrop-filter: blur(20px) saturate(180%);
    -webkit-backdrop-filter: blur(20px) saturate(180%);
    border-bottom: 1px solid rgba(226,232,240,0.6);
    transition: all var(--transition);
}

.header.scrolled {
    box-shadow: var(--shadow-sm);
    background: rgba(255,255,255,0.97);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 72px;
}

.logo {
    display: inline-flex;
    align-items: center;
    text-decoration: none;
    position: relative;
}

/* Logo with shimmer */
.logo-brand, .logo-text {
    font-family: 'Plus Jakarta Sans', 'Inter', system-ui, sans-serif;
    font-size: 1.65rem;
    font-weight: 800;
    letter-spacing: -0.8px;
    background: linear-gradient(
        90deg,
        #065F56 0%,
        #0D9488 25%,
        #5EEAD4 50%,
        #0D9488 75%,
        #065F56 100%
    );
    background-size: 200% 100%;
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    line-height: 1.3;
    padding-bottom: 2px;
    animation: logo-shimmer 4s ease-in-out infinite;
}

@keyframes logo-shimmer {
    0%, 100% { background-position: 0% 50%; }
    50% { background-position: 100% 50%; }
}

/* Old classes hidden */
.logo-icon { display: none; }

.nav {
    display: flex;
    align-items: center;
    gap: 8px;
}

.nav-link {
    color: var(--gray-600);
    font-size: var(--font-size-sm);
    font-weight: 500;
    transition: all var(--transition-fast);
    padding: 8px 14px;
    border-radius: var(--radius-sm);
}

.nav-link:hover {
    color: var(--primary);
    background: var(--primary-50);
}

/* Dropdown */
.nav-dropdown {
    position: relative;
}

.nav-dropdown .dropdown-menu {
    position: absolute;
    top: calc(100% + 8px);
    left: -16px;
    background: var(--white);
    border: 1px solid var(--gray-100);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    padding: 8px;
    min-width: 240px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(8px) scale(0.98);
    transition: all 0.2s var(--ease-out);
    z-index: 100;
}

.nav-dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0) scale(1);
}

.dropdown-menu a {
    display: block;
    padding: 10px 14px;
    font-size: var(--font-size-sm);
    color: var(--gray-600);
    border-radius: var(--radius-sm);
    transition: all var(--transition-fast);
}

.dropdown-menu a:hover {
    background: var(--primary-50);
    color: var(--primary);
    transform: translateX(4px);
}

.header-right {
    display: flex;
    align-items: center;
    gap: 14px;
}

.trust-badge {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: var(--font-size-xs);
    font-weight: 600;
    color: var(--success);
    background: var(--success-light);
    padding: 6px 14px;
    border-radius: var(--radius-full);
    border: 1px solid rgba(5,150,105,0.1);
}

.hamburger {
    display: none;
    flex-direction: column;
    gap: 5px;
    padding: 8px;
    border-radius: var(--radius-sm);
    transition: background var(--transition-fast);
}

.hamburger:hover {
    background: var(--gray-100);
}

.hamburger span {
    display: block;
    width: 20px;
    height: 2px;
    background: var(--gray-700);
    border-radius: 2px;
    transition: all 0.3s var(--ease-out);
    transform-origin: center;
}

.hamburger.is-open span:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
}

.hamburger.is-open span:nth-child(2) {
    opacity: 0;
}

.hamburger.is-open span:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
}

/* ===== BREADCRUMB ===== */
.breadcrumb {
    padding: 88px 0 0;
    background: var(--gray-50);
}

.breadcrumb ol {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 16px 0;
    font-size: var(--font-size-sm);
}

.breadcrumb li {
    display: flex;
    align-items: center;
    gap: 8px;
    color: var(--gray-500);
}

.breadcrumb li::after {
    content: '›';
    color: var(--gray-300);
    font-size: 16px;
}

.breadcrumb li:last-child::after { display: none; }
.breadcrumb li:last-child { color: var(--gray-700); font-weight: 500; }
.breadcrumb a { color: var(--gray-500); }
.breadcrumb a:hover { color: var(--primary); }

/* ===== HERO ===== */
.hero {
    padding: 130px 0 80px;
    background: linear-gradient(160deg, var(--primary-50) 0%, var(--white) 40%, #F0F9FF 80%, var(--white) 100%);
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(13,148,136,0.05) 0%, transparent 70%);
    border-radius: 50%;
}

.hero::after {
    content: '';
    position: absolute;
    bottom: -30%;
    left: -10%;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(37,99,235,0.03) 0%, transparent 70%);
    border-radius: 50%;
}

.hero-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
    min-width: 0;
}

.hero-content > * {
    min-width: 0;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: var(--primary-100);
    color: var(--primary-dark);
    font-size: var(--font-size-sm);
    font-weight: 600;
    padding: 8px 18px;
    border-radius: var(--radius-full);
    margin-bottom: 20px;
    border: 1px solid rgba(13,148,136,0.15);
}

.hero-text h1 {
    font-size: clamp(2rem, 4vw, 2.75rem);
    font-weight: 800;
    line-height: 1.12;
    color: var(--gray-900);
    margin-bottom: 20px;
    letter-spacing: -0.5px;
}

.hero-text h1 .highlight {
    color: var(--primary);
    position: relative;
    white-space: nowrap;
}

.hero-text h1 .highlight::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: -2px;
    right: -2px;
    height: 30%;
    background: var(--primary-light);
    opacity: 0.35;
    border-radius: 4px;
    z-index: -1;
}

.hero-subtitle {
    font-size: var(--font-size-lg);
    color: var(--gray-600);
    line-height: 1.75;
    margin-bottom: 28px;
}

.hero-benefits {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}

.benefit-item {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: var(--font-size-sm);
    font-weight: 500;
    color: var(--gray-700);
    padding: 8px 12px;
    background: var(--white);
    border-radius: var(--radius-sm);
    border: 1px solid var(--gray-100);
    transition: all var(--transition-fast);
}

.benefit-item:hover {
    border-color: var(--primary-light);
    box-shadow: var(--shadow-xs);
}

.benefit-item svg {
    color: var(--success);
    flex-shrink: 0;
}

/* ===== PAGE HERO (Inner Pages) ===== */
.page-hero {
    padding: 32px 0 48px;
    background: var(--gray-50);
    border-bottom: 1px solid var(--gray-100);
}

.page-hero-content {
    max-width: 800px;
}

.page-hero h1 {
    font-size: clamp(1.5rem, 3.5vw, 2.1rem);
    font-weight: 800;
    line-height: 1.2;
    color: var(--gray-900);
    margin-bottom: 16px;
    letter-spacing: -0.3px;
}

.page-hero-subtitle {
    font-size: var(--font-size-lg);
    color: var(--gray-600);
    line-height: 1.7;
    margin-bottom: 20px;
}

.page-hero-features {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-bottom: 24px;
}

.feature-pill {
    display: inline-flex;
    align-items: center;
    padding: 7px 16px;
    background: var(--white);
    color: var(--primary-dark);
    font-size: var(--font-size-sm);
    font-weight: 600;
    border-radius: var(--radius-full);
    border: 1.5px solid var(--primary-light);
    transition: all var(--transition-fast);
}

.feature-pill:hover {
    background: var(--primary-50);
    transform: translateY(-1px);
}

/* ===== CALCULATOR ===== */
.calculator-card {
    background: var(--white);
    border-radius: var(--radius-xl);
    padding: 36px;
    box-shadow: var(--shadow-xl);
    border: 1px solid rgba(226,232,240,0.5);
    position: relative;
    overflow: hidden;
    min-width: 0;
}

.calculator-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--primary-gradient);
}

.calculator-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 28px;
}

.calculator-header h2 {
    font-size: var(--font-size-xl);
    font-weight: 700;
    color: var(--gray-900);
    overflow-wrap: break-word;
    word-break: break-word;
}

.calculator-badge {
    font-size: var(--font-size-xs);
    font-weight: 600;
    color: var(--primary);
    background: var(--primary-50);
    padding: 5px 12px;
    border-radius: var(--radius-full);
    border: 1px solid var(--primary-light);
}

.slider-group {
    margin-bottom: 28px;
}

.slider-label {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 12px;
}

.slider-label span:first-child {
    font-size: var(--font-size-sm);
    font-weight: 500;
    color: var(--gray-600);
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
}

.slider-value {
    font-size: var(--font-size-2xl);
    font-weight: 800;
    color: var(--primary);
    letter-spacing: -0.5px;
}

.slider {
    -webkit-appearance: none;
    width: 100%;
    height: 8px;
    background: var(--gray-200);
    border-radius: 4px;
    outline: none;
    transition: var(--transition-fast);
}

.slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 26px;
    height: 26px;
    background: var(--white);
    border: 3px solid var(--primary);
    border-radius: 50%;
    cursor: pointer;
    box-shadow: 0 2px 8px rgba(13,148,136,0.25);
    transition: all var(--transition-fast);
}

.slider::-webkit-slider-thumb:hover {
    transform: scale(1.2);
    box-shadow: 0 4px 16px rgba(13,148,136,0.35);
    background: var(--primary-50);
}

.slider::-moz-range-thumb {
    width: 26px;
    height: 26px;
    background: var(--white);
    border: 3px solid var(--primary);
    border-radius: 50%;
    cursor: pointer;
    border: none;
    box-shadow: 0 2px 8px rgba(13,148,136,0.25);
}

.slider-range {
    display: flex;
    justify-content: space-between;
    margin-top: 8px;
    font-size: var(--font-size-xs);
    color: var(--gray-400);
}

.calculator-summary {
    background: var(--gray-50);
    border-radius: var(--radius);
    padding: 18px 20px;
    margin-bottom: 14px;
    border: 1px solid var(--gray-100);
}

.summary-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 9px 0;
    font-size: var(--font-size-sm);
    color: var(--gray-600);
    gap: 8px;
}

.summary-row span:first-child {
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
    flex-shrink: 1;
}

.summary-row span:last-child {
    flex-shrink: 0;
}

.summary-row span:last-child {
    font-weight: 600;
    color: var(--gray-800);
}

.summary-row.total {
    border-top: 1.5px solid var(--gray-200);
    margin-top: 6px;
    padding-top: 14px;
    font-size: var(--font-size-base);
}

.summary-row.total span:last-child {
    color: var(--primary);
    font-size: var(--font-size-xl);
    font-weight: 800;
}

.calculator-note {
    font-size: var(--font-size-xs);
    color: var(--gray-400);
    margin-bottom: 20px;
}

/* ===== COMPARISON TABLE ===== */
.comparison-section {
    padding: 70px 0;
}

.comparison-section > .container > h2 {
    font-size: var(--font-size-2xl);
    font-weight: 800;
    color: var(--gray-900);
    margin-bottom: 24px;
}

.comparison-table-wrapper {
    overflow-x: auto;
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    margin-bottom: 16px;
    box-shadow: var(--shadow-sm);
}

.comparison-table {
    width: 100%;
    border-collapse: collapse;
    font-size: var(--font-size-sm);
}

.comparison-table thead {
    background: var(--gray-50);
    border-bottom: 2px solid var(--gray-200);
}

.comparison-table th {
    padding: 16px 18px;
    text-align: left;
    font-weight: 600;
    color: var(--gray-500);
    font-size: var(--font-size-xs);
    text-transform: uppercase;
    letter-spacing: 0.8px;
    white-space: nowrap;
}

.comparison-table td {
    padding: 18px;
    border-bottom: 1px solid var(--gray-100);
    color: var(--gray-700);
    vertical-align: middle;
}

.comparison-table tr:last-child td { border-bottom: none; }

.comparison-table tbody tr {
    transition: all var(--transition-fast);
}

.comparison-table tbody tr:hover {
    background: var(--gray-50);
}

.featured-row {
    background: var(--primary-50) !important;
    position: relative;
}

.featured-row::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0;
    bottom: 0;
    width: 3px;
    background: var(--primary);
}

.entity-cell {
    display: flex;
    align-items: center;
    gap: 14px;
}

.table-disclaimers {
    margin-top: 16px;
    padding: 16px 20px;
    background: var(--gray-50);
    border-radius: var(--radius-sm);
    border: 1px solid var(--gray-100);
}

.table-disclaimers .table-disclaimer {
    margin-bottom: 4px;
}

.table-disclaimers .table-disclaimer:last-child {
    margin-bottom: 0;
    margin-top: 8px;
    padding-top: 8px;
    border-top: 1px solid var(--gray-200);
}

.entity-logo {
    width: 44px;
    height: 44px;
    background: var(--white);
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: var(--font-size-sm);
    font-weight: 800;
    color: var(--gray-600);
    flex-shrink: 0;
    transition: all var(--transition-fast);
}

tr:hover .entity-logo {
    border-color: var(--primary-light);
}

.entity-cell strong {
    display: block;
    font-size: var(--font-size-sm);
    color: var(--gray-900);
    font-weight: 700;
}

.entity-cell small {
    font-size: var(--font-size-xs);
    color: var(--success);
    font-weight: 500;
}

.tae-highlight {
    display: inline-block;
    background: var(--success-light);
    color: var(--success);
    padding: 4px 10px;
    border-radius: var(--radius-full);
    font-weight: 700;
    font-size: var(--font-size-xs);
    border: 1px solid rgba(5,150,105,0.1);
}

.table-disclaimer {
    font-size: var(--font-size-xs);
    color: var(--gray-400);
    line-height: 1.6;
}

/* Promo tags in table */
.promo-tag {
    color: var(--accent-dark) !important;
    background: var(--accent-light);
    padding: 2px 8px;
    border-radius: var(--radius-full);
    font-size: 11px;
    font-weight: 700;
    border: 1px solid rgba(245,158,11,0.2);
    animation: pulse-glow 2s ease-in-out infinite;
}

@keyframes pulse-glow {
    0%, 100% { box-shadow: 0 0 0 0 rgba(245,158,11,0.2); }
    50% { box-shadow: 0 0 8px 2px rgba(245,158,11,0.15); }
}

.discount-badge {
    display: inline-block;
    background: linear-gradient(135deg, #FEF3C7 0%, #FDE68A 100%);
    color: var(--accent-dark);
    padding: 4px 10px;
    border-radius: var(--radius-full);
    font-weight: 700;
    font-size: 11px;
    border: 1px solid rgba(245,158,11,0.3);
    white-space: nowrap;
}

.rate-normal {
    font-size: var(--font-size-xs);
    color: var(--gray-500);
    font-weight: 500;
}

.btn-table-featured {
    background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%) !important;
    box-shadow: 0 2px 8px rgba(245,158,11,0.25);
}

.btn-table-featured:hover {
    background: var(--accent-dark) !important;
    box-shadow: 0 4px 12px rgba(245,158,11,0.35);
}

/* Promo Banner */
.promo-banner {
    margin: 20px 0 16px;
    background: linear-gradient(135deg, #FFFBEB 0%, #FEF3C7 100%);
    border: 2px dashed var(--accent);
    border-radius: var(--radius);
    padding: 20px 24px;
    position: relative;
    overflow: hidden;
}

.promo-banner::before {
    content: '';
    position: absolute;
    top: -20px;
    right: -20px;
    width: 80px;
    height: 80px;
    background: rgba(245,158,11,0.1);
    border-radius: 50%;
}

.promo-banner-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    position: relative;
    z-index: 1;
}

.promo-banner-left {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.promo-banner-tag {
    display: inline-flex;
    align-self: flex-start;
    font-size: 10px;
    font-weight: 800;
    color: var(--white);
    background: var(--accent);
    padding: 3px 10px;
    border-radius: var(--radius-full);
    letter-spacing: 1px;
    text-transform: uppercase;
}

.promo-banner-left strong {
    font-size: var(--font-size-base);
    color: var(--gray-900);
}

.promo-banner-left span:last-child {
    font-size: var(--font-size-sm);
    color: var(--gray-600);
}

.promo-code {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: var(--white);
    color: var(--accent-dark);
    padding: 3px 12px;
    border-radius: var(--radius-xs);
    border: 1.5px dashed var(--accent);
    font-family: monospace;
    font-size: var(--font-size-base);
    font-weight: 800;
    cursor: pointer;
    transition: all var(--transition-fast);
    letter-spacing: 1px;
}

.promo-code:hover {
    background: var(--accent-light);
    transform: scale(1.03);
}

.promo-code.copied {
    background: var(--success-light);
    border-color: var(--success);
    color: var(--success);
}

/* ===== OFFER CARDS (Main Page) ===== */
/* Offer cards grid - 2 per row */
.offer-cards-list {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
}

.ocard {
    background: var(--white);
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: 24px;
    transition: all var(--transition);
    position: relative;
    display: flex;
    flex-direction: column;
}

.ocard:hover {
    border-color: var(--gray-300);
    box-shadow: var(--shadow-md);
    transform: translateY(-2px);
}

.ocard-featured {
    border-color: var(--accent);
    background: linear-gradient(180deg, #FFFDF5 0%, var(--white) 100%);
    box-shadow: 0 4px 20px -4px rgba(245,158,11,0.15);
}

.ocard-featured:hover {
    border-color: var(--accent-dark);
    box-shadow: 0 8px 28px -4px rgba(245,158,11,0.2);
}

.ocard-badge {
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    color: var(--white);
    font-size: 10px;
    font-weight: 700;
    padding: 4px 14px;
    border-radius: 0 0 var(--radius-sm) var(--radius-sm);
    letter-spacing: 0.5px;
    text-transform: uppercase;
    white-space: nowrap;
}

/* Header: Logo centered + Name + TAE */
.ocard-header {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 12px;
    margin-bottom: 16px;
}

.ocard-logo {
    width: 160px;
    height: 54px;
    object-fit: contain;
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius-sm);
    padding: 8px 18px;
    background: var(--white);
}

.ocard-featured .ocard-logo {
    border-color: var(--accent);
}

.ocard-title {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 2px;
}

.ocard-title h3 {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0,0,0,0);
    white-space: nowrap;
    border: 0;
}

.ocard-tagline {
    font-size: var(--font-size-sm);
    color: var(--gray-500);
    font-weight: 500;
}

.ocard-tagline-below {
    text-align: center;
    font-size: var(--font-size-base);
    color: var(--gray-500);
    font-weight: 500;
    margin-bottom: 12px;
}

.ocard-tae {
    background: var(--success-light);
    color: var(--success);
    font-size: var(--font-size-sm);
    font-weight: 800;
    padding: 5px 14px;
    border-radius: var(--radius-full);
    border: 1px solid rgba(5,150,105,0.15);
}

.ocard-tae-alt {
    background: var(--gray-100);
    color: var(--gray-600);
    font-size: var(--font-size-sm);
    font-weight: 700;
    padding: 5px 14px;
    border-radius: var(--radius-full);
    border: 1px solid var(--gray-200);
}

/* Promo strip */
.ocard-promo {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 10px 14px;
    background: linear-gradient(135deg, #FFFBEB 0%, #FEF3C7 100%);
    border: 1.5px dashed var(--accent);
    border-radius: var(--radius-sm);
    margin-bottom: 14px;
    font-size: var(--font-size-sm);
    color: var(--accent-dark);
    font-weight: 600;
    text-align: center;
    animation: pulse-glow 2.5s ease-in-out infinite;
}

.ocard-promo svg {
    color: var(--accent);
    flex-shrink: 0;
}

/* Stats grid - 2 cols */
.ocard-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin-bottom: 14px;
}

.ocard-stat {
    text-align: center;
    padding: 12px 8px;
    background: var(--gray-50);
    border-radius: var(--radius-sm);
    border: 1px solid var(--gray-100);
}

.ocard-featured .ocard-stat {
    background: rgba(255,255,255,0.7);
    border-color: rgba(245,158,11,0.15);
}

.ocard-stat-label {
    display: block;
    font-size: var(--font-size-xs);
    color: var(--gray-500);
    font-weight: 500;
    margin-bottom: 4px;
    text-transform: uppercase;
    letter-spacing: 0.3px;
}

.ocard-stat-value {
    display: block;
    font-size: var(--font-size-sm);
    color: var(--gray-900);
    font-weight: 700;
}

/* Features list (kept for inner pages) */
.ocard-features {
    display: flex;
    flex-direction: column;
    gap: 6px;
    margin-bottom: 16px;
    padding: 0;
    list-style: none;
    flex: 1;
}

.ocard-features li {
    font-size: var(--font-size-sm);
    color: var(--gray-600);
    display: flex;
    align-items: center;
    gap: 6px;
}

.ocard-features li::before {
    content: '✓';
    color: var(--success);
    font-weight: 700;
    font-size: 13px;
    width: auto;
    height: auto;
    background: none;
    position: static;
    border-radius: 0;
}

/* CTA */
.ocard-cta {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 13px 28px;
    background: var(--primary);
    color: var(--white);
    font-size: var(--font-size-base);
    font-weight: 600;
    border-radius: var(--radius-sm);
    transition: all var(--transition);
    border: none;
    width: 100%;
}

.ocard-cta:hover {
    background: var(--primary-dark);
    color: var(--white);
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(13,148,136,0.25);
}

.ocard-cta svg {
    transition: transform var(--transition);
}

.ocard-cta:hover svg {
    transform: translateX(3px);
}

.ocard-cta-featured {
    background: var(--accent);
    padding: 10px 28px;
}

.ocard-cta-featured:hover {
    background: var(--accent-dark);
    box-shadow: 0 4px 12px rgba(245,158,11,0.25);
}

/* Disclaimer */
.ocard-disclaimer {
    margin-top: 12px;
    font-size: var(--font-size-xs);
    color: var(--gray-400);
    line-height: 1.5;
    text-align: center;
}

/* Responsive moved to bottom */

/* ===== STATS BAR ===== */
.stats-bar {
    padding: 48px 0;
    background: var(--secondary);
    position: relative;
    overflow: hidden;
}

.stats-bar::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(13,148,136,0.08) 0%, transparent 50%);
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
    text-align: center;
    position: relative;
    z-index: 1;
}

.stat-item {
    padding: 8px;
}

.stat-number {
    display: block;
    font-size: var(--font-size-3xl);
    font-weight: 800;
    color: var(--white);
    margin-bottom: 6px;
    letter-spacing: -0.5px;
}

.stat-label {
    font-size: var(--font-size-sm);
    color: var(--gray-400);
}

/* ===== SECTIONS COMMON ===== */
.section-header {
    text-align: center;
    margin-bottom: 56px;
}

.section-header h2 {
    font-size: var(--font-size-3xl);
    font-weight: 800;
    color: var(--gray-900);
    margin-bottom: 12px;
    letter-spacing: -0.5px;
}

.section-header p {
    font-size: var(--font-size-lg);
    color: var(--gray-500);
    max-width: 560px;
    margin: 0 auto;
}

/* ===== HOW IT WORKS ===== */
.how-it-works {
    padding: 90px 0;
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.step-card {
    text-align: center;
    padding: 36px 24px;
    border-radius: var(--radius-lg);
    background: var(--white);
    border: 1.5px solid var(--gray-100);
    transition: all var(--transition);
    position: relative;
}

.step-card:hover {
    border-color: var(--primary-light);
    box-shadow: var(--shadow-card-hover);
    transform: translateY(-4px);
}

.step-number {
    position: absolute;
    top: 16px;
    left: 16px;
    width: 30px;
    height: 30px;
    background: var(--primary-gradient);
    color: var(--white);
    font-size: var(--font-size-xs);
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    box-shadow: 0 2px 6px rgba(13,148,136,0.2);
}

.step-icon {
    width: 60px;
    height: 60px;
    background: var(--primary-50);
    border-radius: var(--radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 18px;
    color: var(--primary);
    transition: all var(--transition);
}

.step-card:hover .step-icon {
    background: var(--primary-100);
    transform: scale(1.05);
}

.step-card h3 {
    font-size: var(--font-size-base);
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 8px;
}

.step-card p {
    font-size: var(--font-size-sm);
    color: var(--gray-500);
    line-height: 1.65;
}

/* ===== CATEGORIES ===== */
.categories-section {
    padding: 90px 0;
    background: var(--gray-50);
}

.categories-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.category-card {
    display: flex;
    flex-direction: column;
    padding: 28px;
    background: var(--white);
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius-lg);
    transition: all var(--transition);
    text-decoration: none;
    position: relative;
    overflow: hidden;
}

.category-card::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--primary-gradient);
    opacity: 0;
    transition: opacity var(--transition);
}

.category-card:hover {
    border-color: var(--primary-light);
    box-shadow: var(--shadow-card-hover);
    transform: translateY(-4px);
}

.category-card:hover::after {
    opacity: 1;
}

.category-icon {
    width: 48px;
    height: 48px;
    background: var(--primary-50);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary);
    margin-bottom: 16px;
    transition: all var(--transition);
}

.category-card:hover .category-icon {
    background: var(--primary-100);
    transform: scale(1.05);
}

.category-card h3 {
    font-size: var(--font-size-base);
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 6px;
}

.category-card p {
    font-size: var(--font-size-sm);
    color: var(--gray-500);
    line-height: 1.55;
    flex: 1;
}

.category-arrow {
    position: absolute;
    top: 28px;
    right: 28px;
    font-size: 20px;
    color: var(--gray-300);
    transition: all var(--transition);
}

.category-card:hover .category-arrow {
    color: var(--primary);
    transform: translateX(4px);
}

/* ===== BENEFITS ===== */
.benefits {
    padding: 90px 0;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.benefit-card {
    background: var(--white);
    padding: 32px;
    border-radius: var(--radius-lg);
    border: 1.5px solid var(--gray-100);
    transition: all var(--transition);
}

.benefit-card:hover {
    border-color: var(--primary-light);
    box-shadow: var(--shadow-card-hover);
    transform: translateY(-4px);
}

.benefit-icon {
    width: 52px;
    height: 52px;
    background: var(--primary-gradient-light);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary);
    margin-bottom: 18px;
}

.benefit-card h3 {
    font-size: var(--font-size-base);
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 10px;
}

.benefit-card p {
    font-size: var(--font-size-sm);
    color: var(--gray-500);
    line-height: 1.7;
}

/* ===== SEO CONTENT ===== */
.content-block {
    padding: 70px 0;
}

.content-wrapper {
    display: grid;
    grid-template-columns: 1fr 300px;
    gap: 48px;
    align-items: start;
}

.seo-content h2 {
    font-size: var(--font-size-2xl);
    font-weight: 800;
    color: var(--gray-900);
    margin-bottom: 16px;
    margin-top: 44px;
    letter-spacing: -0.3px;
}

.seo-content h2:first-child { margin-top: 0; }

.seo-content h3 {
    font-size: var(--font-size-xl);
    font-weight: 700;
    color: var(--gray-800);
    margin-bottom: 12px;
    margin-top: 36px;
}

.seo-content p {
    font-size: var(--font-size-base);
    color: var(--gray-700);
    line-height: 1.85;
    margin-bottom: 16px;
}

.seo-content ul, .seo-content ol {
    margin-bottom: 20px;
    padding-left: 0;
}

.seo-content ul { list-style: none; }
.seo-content ol { list-style: none; counter-reset: item; }

.seo-content ul li {
    font-size: var(--font-size-base);
    color: var(--gray-700);
    line-height: 1.75;
    margin-bottom: 10px;
    padding-left: 28px;
    position: relative;
}

.seo-content ul li::before {
    content: '';
    position: absolute;
    left: 8px;
    top: 11px;
    width: 7px;
    height: 7px;
    background: var(--primary);
    border-radius: 50%;
}

.seo-content ol li {
    font-size: var(--font-size-base);
    color: var(--gray-700);
    line-height: 1.75;
    margin-bottom: 10px;
    padding-left: 36px;
    position: relative;
    counter-increment: item;
}

.seo-content ol li::before {
    content: counter(item);
    position: absolute;
    left: 0;
    top: 2px;
    width: 24px;
    height: 24px;
    background: var(--primary-50);
    color: var(--primary);
    font-size: var(--font-size-xs);
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
}

.seo-content a {
    color: var(--primary);
    text-decoration: underline;
    text-decoration-color: rgba(13,148,136,0.3);
    text-underline-offset: 3px;
    transition: text-decoration-color var(--transition-fast);
}

.seo-content a:hover {
    text-decoration-color: var(--primary);
}

.content-callout {
    background: var(--primary-50);
    border-left: 4px solid var(--primary);
    padding: 22px 28px;
    border-radius: 0 var(--radius) var(--radius) 0;
    margin: 28px 0;
    font-size: var(--font-size-sm);
    color: var(--gray-700);
    line-height: 1.75;
}

.content-callout strong {
    color: var(--primary-dark);
    font-weight: 700;
}

/* Pros/Cons */
.pros-cons {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin: 24px 0;
}

.pros, .cons {
    padding: 24px;
    border-radius: var(--radius);
}

.pros {
    background: var(--success-light);
    border: 1.5px solid rgba(5,150,105,0.15);
}

.cons {
    background: var(--danger-light);
    border: 1.5px solid rgba(220,38,38,0.15);
}

.pros h4 { color: var(--success); font-size: var(--font-size-sm); margin-bottom: 14px; font-weight: 700; }
.cons h4 { color: var(--danger); font-size: var(--font-size-sm); margin-bottom: 14px; font-weight: 700; }

.pros ul, .cons ul { list-style: none; padding-left: 0; margin-bottom: 0; }
.pros li, .cons li { padding-left: 0; margin-bottom: 8px; font-size: var(--font-size-sm); }
.pros li::before { content: '✓ '; color: var(--success); font-weight: 700; background: none; position: static; width: auto; height: auto; }
.cons li::before { content: '✗ '; color: var(--danger); font-weight: 700; background: none; position: static; width: auto; height: auto; }

/* Sidebar */
.content-sidebar {
    position: sticky;
    top: 92px;
}

.sidebar-card {
    background: var(--white);
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: 24px;
    margin-bottom: 20px;
    transition: all var(--transition);
}

.sidebar-card:hover {
    border-color: var(--gray-300);
    box-shadow: var(--shadow-sm);
}

.sidebar-card h3 {
    font-size: var(--font-size-base);
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 16px;
}

.sidebar-links li { margin-bottom: 10px; }

.sidebar-links a {
    font-size: var(--font-size-sm);
    color: var(--gray-600);
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 6px 0;
    transition: all var(--transition-fast);
}

.sidebar-links a::before {
    content: '→';
    color: var(--primary);
    font-size: var(--font-size-xs);
    transition: transform var(--transition-fast);
}

.sidebar-links a:hover {
    color: var(--primary);
}

.sidebar-links a:hover::before {
    transform: translateX(3px);
}

.sidebar-cta {
    background: var(--primary-gradient-light);
    border-color: var(--primary-light);
    text-align: center;
}

.sidebar-cta p {
    font-size: var(--font-size-sm);
    color: var(--gray-600);
    margin-bottom: 16px;
}

/* ===== TESTIMONIALS ===== */
.testimonials {
    padding: 90px 0;
    background: var(--gray-50);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.testimonial-card {
    background: var(--white);
    padding: 30px;
    border-radius: var(--radius-lg);
    border: 1.5px solid var(--gray-100);
    transition: all var(--transition);
    position: relative;
}

.testimonial-card::before {
    content: '"';
    position: absolute;
    top: 20px;
    right: 24px;
    font-size: 48px;
    color: var(--primary-light);
    font-family: Georgia, serif;
    line-height: 1;
}

.testimonial-card:hover {
    box-shadow: var(--shadow-md);
    transform: translateY(-2px);
}

.testimonial-stars {
    color: var(--accent);
    font-size: var(--font-size-lg);
    margin-bottom: 14px;
    letter-spacing: 3px;
}

.testimonial-text {
    font-size: var(--font-size-sm);
    color: var(--gray-700);
    line-height: 1.75;
    margin-bottom: 22px;
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 12px;
}

.author-avatar {
    width: 44px;
    height: 44px;
    background: var(--primary-gradient-light);
    color: var(--primary);
    font-size: var(--font-size-sm);
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    border: 2px solid var(--primary-light);
}

.author-name {
    display: block;
    font-size: var(--font-size-sm);
    font-weight: 600;
    color: var(--gray-800);
}

.author-location {
    display: block;
    font-size: var(--font-size-xs);
    color: var(--gray-400);
}

.testimonial-loan {
    font-size: var(--font-size-xs);
    color: var(--primary);
    font-weight: 600;
    background: var(--primary-50);
    padding: 6px 14px;
    border-radius: var(--radius-full);
    display: inline-block;
    border: 1px solid rgba(13,148,136,0.1);
}

/* ===== FAQ ===== */
.faq {
    padding: 90px 0;
}

.faq-list {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    background: var(--white);
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius);
    margin-bottom: 12px;
    overflow: hidden;
    transition: all var(--transition-fast);
}

.faq-item:hover {
    border-color: var(--gray-300);
}

.faq-item.active {
    border-color: var(--primary-light);
    box-shadow: var(--shadow-sm);
}

.faq-question {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 20px 24px;
    font-size: var(--font-size-base);
    font-weight: 600;
    color: var(--gray-800);
    text-align: left;
    transition: color var(--transition-fast);
}

.faq-question:hover {
    color: var(--primary);
}

.faq-question svg {
    flex-shrink: 0;
    transition: transform 0.3s var(--ease-out);
    color: var(--gray-400);
}

.faq-item.active .faq-question svg {
    transform: rotate(180deg);
    color: var(--primary);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s var(--ease-out);
}

.faq-item.active .faq-answer {
    max-height: 500px;
}

.faq-answer p {
    padding: 0 24px 20px;
    font-size: var(--font-size-sm);
    color: var(--gray-600);
    line-height: 1.75;
}

.faq-answer a {
    color: var(--primary);
    text-decoration: underline;
}

/* ===== CTA SECTION ===== */
.cta-section {
    padding: 90px 0;
    background: var(--primary-gradient);
    position: relative;
    overflow: hidden;
}

.cta-section::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -10%;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(255,255,255,0.08) 0%, transparent 70%);
    border-radius: 50%;
}

.cta-section::after {
    content: '';
    position: absolute;
    bottom: -40%;
    left: -5%;
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(255,255,255,0.05) 0%, transparent 70%);
    border-radius: 50%;
}

.cta-content {
    text-align: center;
    max-width: 620px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

.cta-content h2 {
    font-size: var(--font-size-3xl);
    font-weight: 800;
    color: var(--white);
    margin-bottom: 16px;
}

.cta-content p {
    font-size: var(--font-size-lg);
    color: rgba(255,255,255,0.85);
    margin-bottom: 32px;
    line-height: 1.65;
}

.cta-section .btn-primary {
    background: var(--white);
    color: var(--primary-dark);
    box-shadow: var(--shadow-lg);
}

.cta-section .btn-primary:hover {
    background: var(--gray-50);
    color: var(--primary-darker);
    transform: translateY(-3px);
    box-shadow: var(--shadow-xl);
}

.cta-trust {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 24px;
    margin-top: 28px;
}

.cta-trust span {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: var(--font-size-sm);
    color: rgba(255,255,255,0.75);
}

/* ===== FOOTER ===== */
.footer {
    padding: 72px 0 0;
    background: var(--gray-900);
    color: var(--gray-400);
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: 48px;
    padding-bottom: 48px;
    border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-logo .logo-brand,
.footer-logo .logo-text {
    background: linear-gradient(
        90deg,
        #2DD4BF 0%,
        #5EEAD4 25%,
        #A7F3D0 50%,
        #5EEAD4 75%,
        #2DD4BF 100%
    );
    background-size: 200% 100%;
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    animation: logo-shimmer 4s ease-in-out infinite;
}


.footer-desc {
    font-size: var(--font-size-sm);
    line-height: 1.75;
    margin-top: 16px;
    color: var(--gray-400);
}

.footer-badges {
    display: flex;
    gap: 10px;
    margin-top: 20px;
}

.footer-badge {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: var(--font-size-xs);
    color: var(--gray-400);
    background: rgba(255,255,255,0.05);
    padding: 6px 12px;
    border-radius: var(--radius-full);
    border: 1px solid rgba(255,255,255,0.08);
}

.footer-col h4 {
    font-size: var(--font-size-sm);
    font-weight: 700;
    color: var(--white);
    margin-bottom: 18px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.footer-col ul li { margin-bottom: 12px; }

.footer-col ul li a {
    font-size: var(--font-size-sm);
    color: var(--gray-400);
    transition: all var(--transition-fast);
}

.footer-col ul li a:hover {
    color: var(--white);
    transform: translateX(3px);
    display: inline-block;
}

.footer-bottom {
    padding: 28px 0;
}

.footer-disclaimer {
    margin-bottom: 16px;
}

.footer-disclaimer p {
    font-size: var(--font-size-xs);
    color: var(--gray-500);
    line-height: 1.7;
    margin-bottom: 8px;
}

.footer-copyright {
    font-size: var(--font-size-sm);
    color: var(--gray-500);
}

/* ===== MODAL ===== */
.modal-overlay {
    position: fixed;
    inset: 0;
    background: rgba(15,23,42,0.6);
    backdrop-filter: blur(8px);
    z-index: 2000;
    display: none;
    align-items: center;
    justify-content: center;
    padding: 24px;
    opacity: 0;
    transition: opacity 0.3s var(--ease-out);
}

.modal-overlay.active {
    display: flex;
    opacity: 1;
}

.modal-content {
    background: var(--white);
    border-radius: var(--radius-xl);
    width: 100%;
    max-width: 640px;
    max-height: 92vh;
    overflow-y: auto;
    overflow-x: hidden;
    padding: 44px;
    position: relative;
    transform: translateY(20px) scale(0.98);
    transition: all 0.3s var(--ease-out);
    box-shadow: var(--shadow-xl);
    scrollbar-width: none;
    -ms-overflow-style: none;
}

.modal-content::-webkit-scrollbar {
    display: none;
}

.modal-overlay.active .modal-content {
    transform: translateY(0) scale(1);
}

.modal-close {
    position: absolute;
    top: 18px;
    right: 18px;
    padding: 8px;
    color: var(--gray-400);
    border-radius: 50%;
    transition: all var(--transition-fast);
}

.modal-close:hover {
    background: var(--gray-100);
    color: var(--gray-700);
    transform: rotate(90deg);
}

/* Form Step */
.modal-header {
    text-align: center;
    margin-bottom: 28px;
}

.modal-header h2 {
    font-size: var(--font-size-xl);
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 8px;
}

.modal-header p {
    font-size: var(--font-size-sm);
    color: var(--gray-500);
}

.form-loan-summary {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    margin-top: 14px;
    padding: 8px 18px;
    background: var(--primary-50);
    border-radius: var(--radius-full);
    font-size: var(--font-size-sm);
    color: var(--primary-dark);
    font-weight: 700;
    border: 1px solid var(--primary-light);
}

.form-group {
    margin-bottom: 16px;
}

.form-group label {
    display: block;
    font-size: var(--font-size-sm);
    font-weight: 600;
    color: var(--gray-700);
    margin-bottom: 7px;
}

.form-group input[type="text"],
.form-group input[type="email"],
.form-group input[type="tel"],
.form-group input[type="number"],
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 13px 16px;
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius-sm);
    font-size: var(--font-size-base);
    color: var(--gray-800);
    transition: all var(--transition-fast);
    outline: none;
    background: var(--white);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(13,148,136,0.08);
}

.form-group input::placeholder,
.form-group textarea::placeholder {
    color: var(--gray-400);
}

.phone-input {
    display: flex;
    align-items: center;
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius-sm);
    overflow: hidden;
    transition: all var(--transition-fast);
}

.phone-input:focus-within {
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(13,148,136,0.08);
}

.phone-prefix {
    padding: 13px 14px;
    background: var(--gray-50);
    border-right: 1.5px solid var(--gray-200);
    font-size: var(--font-size-base);
    color: var(--gray-600);
    font-weight: 600;
}

.phone-input input {
    border: none !important;
    box-shadow: none !important;
    flex: 1;
}

.checkbox-group { margin-bottom: 8px; }

.checkbox-label {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    cursor: pointer;
    font-size: 13px;
    color: var(--gray-600);
    line-height: 1.5;
}

.checkbox-label input[type="checkbox"] {
    width: 18px;
    height: 18px;
    margin-top: 2px;
    accent-color: var(--primary);
    flex-shrink: 0;
}

.checkbox-label a { color: var(--primary); text-decoration: underline; }

.required {
    color: var(--danger);
    font-weight: 700;
}

.form-required-note {
    font-size: var(--font-size-xs);
    color: var(--gray-400);
    text-align: center;
    margin-top: 8px;
    margin-bottom: 4px;
}

.form-security {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    margin-top: 6px;
    font-size: 11px;
    color: var(--gray-400);
}

/* Loading Screen */
.loader-screen {
    text-align: center;
    padding: 40px 0 24px;
}

.loader-ring {
    position: relative;
    width: 100px;
    height: 100px;
    margin: 0 auto 28px;
}

.loader-ring svg {
    width: 100%;
    height: 100%;
    transform: rotate(-90deg);
}

.loader-track {
    fill: none;
    stroke: var(--gray-100);
    stroke-width: 6;
}

.loader-fill {
    fill: none;
    stroke: var(--primary);
    stroke-width: 6;
    stroke-linecap: round;
    stroke-dasharray: 264;
    stroke-dashoffset: 264;
    transition: stroke-dashoffset 0.4s var(--ease-out);
}

.loader-percent {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    font-size: var(--font-size-xl);
    font-weight: 800;
    color: var(--primary);
}

.loader-title {
    font-size: var(--font-size-base);
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 24px;
    min-height: 24px;
}

.loader-steps {
    display: flex;
    flex-direction: column;
    gap: 0;
    max-width: 240px;
    margin: 0 auto 24px;
    text-align: left;
}

.loader-step {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 0;
    font-size: var(--font-size-sm);
    color: var(--gray-400);
    border-bottom: 1px solid var(--gray-50);
    transition: all 0.3s var(--ease-out);
}

.loader-step:last-child { border-bottom: none; }

.loader-dot {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    border: 2px solid var(--gray-200);
    flex-shrink: 0;
    position: relative;
    transition: all 0.3s var(--ease-out);
}

.loader-step.active {
    color: var(--gray-800);
    font-weight: 600;
}

.loader-step.active .loader-dot {
    border-color: var(--primary);
    background: var(--primary-50);
    animation: dotPulse 1s ease-in-out infinite;
}

@keyframes dotPulse {
    0%, 100% { box-shadow: 0 0 0 0 rgba(13,148,136,0.3); }
    50% { box-shadow: 0 0 0 6px rgba(13,148,136,0); }
}

.loader-step.done {
    color: var(--success);
    font-weight: 500;
}

.loader-step.done .loader-dot {
    border-color: var(--success);
    background: var(--success);
}

.loader-step.done .loader-dot::after {
    content: '';
    position: absolute;
    top: 3px;
    left: 5px;
    width: 5px;
    height: 8px;
    border: solid var(--white);
    border-width: 0 2px 2px 0;
    transform: rotate(45deg);
}

.loader-trust {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    font-size: var(--font-size-xs);
    color: var(--gray-400);
    margin-top: 4px;
}

/* Offers Step */
.offers-container { padding: 20px 0; }

.offers-header {
    text-align: center;
    margin-bottom: 28px;
}

.offers-success-icon {
    width: 68px;
    height: 68px;
    background: var(--success-light);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 18px;
    color: var(--success);
    animation: scaleIn 0.4s var(--ease-out);
}

@keyframes scaleIn {
    from { transform: scale(0); opacity: 0; }
    to { transform: scale(1); opacity: 1; }
}

.offers-header h2 {
    font-size: var(--font-size-xl);
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 8px;
}

.offers-header p {
    font-size: var(--font-size-sm);
    color: var(--gray-500);
}

.offer-card {
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: 28px;
    margin-bottom: 18px;
    transition: all var(--transition);
    position: relative;
    overflow: hidden;
}

.offer-card:hover {
    border-color: var(--primary);
    box-shadow: var(--shadow-md);
    transform: translateY(-2px);
}

.offer-card.featured,
.offer-card-featured {
    border-color: var(--accent) !important;
    background: linear-gradient(180deg, #FFFDF5 0%, var(--white) 100%) !important;
    box-shadow: 0 4px 20px -4px rgba(245,158,11,0.15) !important;
}

.offer-badge {
    position: absolute;
    top: 14px;
    right: 14px;
    font-size: 11px;
    font-weight: 700;
    color: var(--white);
    background: var(--primary-gradient);
    padding: 4px 10px;
    border-radius: var(--radius-full);
}

.offer-top {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 14px;
}

.offer-logo {
    width: 46px;
    height: 46px;
    background: var(--white);
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: var(--font-size-base);
    font-weight: 800;
    color: var(--gray-600);
}

.offer-logo-img {
    width: 46px;
    height: 46px;
    border-radius: var(--radius);
    border: 1.5px solid var(--gray-200);
    object-fit: contain;
    background: var(--white);
    padding: 4px;
}

/* Modal offer card layout */
.modal-offer-header {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 16px;
}

.modal-offer-logo {
    width: 130px;
    height: 48px;
    object-fit: contain;
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius-sm);
    padding: 6px 14px;
    background: var(--white);
    flex-shrink: 0;
}

.modal-offer-info {
    flex: 1;
    min-width: 0;
}

.modal-offer-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin-bottom: 18px;
}

.modal-offer-stat {
    padding: 12px 14px;
    background: var(--gray-50);
    border-radius: var(--radius-sm);
    border: 1px solid var(--gray-100);
    text-align: center;
}

.modal-offer-stat span {
    display: block;
    font-size: var(--font-size-xs);
    color: var(--gray-500);
    text-transform: uppercase;
    letter-spacing: 0.3px;
    margin-bottom: 4px;
}

.modal-offer-stat strong {
    display: block;
    font-size: var(--font-size-base);
    color: var(--gray-900);
}

.offer-name { font-size: var(--font-size-lg); font-weight: 700; color: var(--gray-900); }
.offer-feature { font-size: var(--font-size-sm); color: var(--success); font-weight: 600; }

.offer-details {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
    margin-bottom: 14px;
    padding: 10px;
    background: var(--gray-50);
    border-radius: var(--radius-sm);
}

.offer-detail-item { text-align: center; }
.offer-detail-item span:first-child { display: block; font-size: 11px; color: var(--gray-400); margin-bottom: 3px; }
.offer-detail-item span:last-child { display: block; font-size: var(--font-size-sm); font-weight: 700; color: var(--gray-800); }

.offer-cta {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 13px 20px;
    background: var(--white);
    color: var(--primary);
    font-size: var(--font-size-base);
    font-weight: 700;
    border-radius: var(--radius-sm);
    transition: all var(--transition);
    border: 1.5px solid var(--primary);
}

.offer-cta:hover {
    background: var(--primary);
    color: var(--white);
    transform: translateX(3px);
}

.offers-footer { text-align: center; margin-top: 24px; }
.offers-note { font-size: var(--font-size-sm); color: var(--gray-400); margin-bottom: 16px; }

/* ===== SIMULATOR PAGE ===== */
.simulator-page { padding: 48px 0 80px; }

.simulator-card {
    max-width: 640px;
    margin: 0 auto;
    background: var(--white);
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius-xl);
    padding: 44px;
    box-shadow: var(--shadow-lg);
    position: relative;
    overflow: hidden;
}

.simulator-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--primary-gradient);
}

.simulator-results {
    margin-top: 32px;
    padding: 24px;
    background: var(--gray-50);
    border-radius: var(--radius);
    border: 1px solid var(--gray-200);
}

.simulator-results h3 {
    font-size: var(--font-size-base);
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 18px;
}

.result-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
}

.result-item {
    text-align: center;
    padding: 18px;
    background: var(--white);
    border-radius: var(--radius);
    border: 1.5px solid var(--gray-100);
    transition: all var(--transition-fast);
}

.result-item:hover {
    border-color: var(--primary-light);
}

.result-item .result-label {
    display: block;
    font-size: var(--font-size-xs);
    color: var(--gray-500);
    margin-bottom: 6px;
    font-weight: 500;
}

.result-item .result-value {
    display: block;
    font-size: var(--font-size-xl);
    font-weight: 800;
    color: var(--primary);
}

/* ===== BLOG ===== */
.blog-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.blog-card {
    background: var(--white);
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius-lg);
    overflow: hidden;
    transition: all var(--transition);
}

.blog-card:hover {
    box-shadow: var(--shadow-card-hover);
    transform: translateY(-4px);
    border-color: transparent;
}

.blog-card-img {
    height: 180px;
    background: linear-gradient(135deg, var(--primary-50) 0%, var(--gray-100) 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary-light);
    font-size: 32px;
    position: relative;
    overflow: hidden;
}

.blog-card-img::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, transparent 60%, rgba(255,255,255,0.5) 100%);
}

.blog-card-body { padding: 24px; }

.blog-card-category {
    display: inline-block;
    font-size: var(--font-size-xs);
    font-weight: 600;
    color: var(--primary);
    background: var(--primary-50);
    padding: 4px 10px;
    border-radius: var(--radius-full);
    margin-bottom: 12px;
    border: 1px solid rgba(13,148,136,0.1);
}

.blog-card-title {
    font-size: var(--font-size-base);
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 10px;
    line-height: 1.4;
}

.blog-card-excerpt {
    font-size: var(--font-size-sm);
    color: var(--gray-500);
    line-height: 1.65;
    margin-bottom: 14px;
}

.blog-card-meta {
    font-size: var(--font-size-xs);
    color: var(--gray-400);
    font-weight: 500;
}

.blog-card-link {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    font-size: 14px;
    font-weight: 600;
    color: var(--primary);
    transition: all 0.2s ease;
}
.blog-card-link:hover {
    color: var(--primary-dark);
    gap: 8px;
}
.blog-card-title a {
    color: inherit;
    text-decoration: none;
}
.blog-card-title a:hover {
    color: var(--primary);
}

/* ===== BLOG ARTICLE PAGE ===== */
.blog-article {
    padding: 0 0 60px;
}

.blog-article .content-wrapper {
    gap: 40px;
}

.article-header {
    margin-bottom: 36px;
    padding-bottom: 28px;
    border-bottom: 1px solid var(--gray-200);
}

.article-header h1 {
    font-size: clamp(1.6rem, 3.5vw, 2.2rem);
    font-weight: 800;
    color: var(--gray-900);
    line-height: 1.25;
    margin: 12px 0 16px;
    letter-spacing: -0.3px;
}

.article-meta {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: var(--font-size-sm);
    color: var(--gray-400);
}

.article-meta span {
    display: inline-flex;
    align-items: center;
}

/* Author box at bottom of articles */
.author-box {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 24px;
    background: var(--gray-50);
    border-radius: var(--radius);
    border: 1px solid var(--gray-100);
    margin-top: 40px;
}

.author-box-avatar {
    width: 56px;
    height: 56px;
    background: var(--primary-gradient);
    color: var(--white);
    font-size: var(--font-size-xl);
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    flex-shrink: 0;
}

.author-box-info h4 {
    font-size: var(--font-size-base);
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 4px;
}

.author-box-info p {
    font-size: var(--font-size-sm);
    color: var(--gray-500);
    margin: 0;
    line-height: 1.5;
}

/* Related articles section */
.related-articles {
    margin-top: 48px;
    padding-top: 36px;
    border-top: 1px solid var(--gray-200);
}

.related-articles h3 {
    font-size: var(--font-size-xl);
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 20px;
}

.related-articles-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
}

.related-article-card {
    display: flex;
    gap: 14px;
    padding: 16px;
    background: var(--gray-50);
    border-radius: var(--radius-sm);
    border: 1px solid var(--gray-100);
    transition: all var(--transition-fast);
    text-decoration: none;
}

.related-article-card:hover {
    border-color: var(--primary-light);
    background: var(--primary-50);
}

.related-article-card .related-icon {
    width: 40px;
    height: 40px;
    background: var(--primary-100);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary);
    flex-shrink: 0;
}

.related-article-card .related-text {
    font-size: var(--font-size-sm);
    font-weight: 600;
    color: var(--gray-800);
    line-height: 1.4;
}

/* ===== CONTACT FORM (contact page) ===== */
.contact-form {
    max-width: 600px;
}

.contact-form textarea {
    min-height: 120px;
    resize: vertical;
}

.contact-form select {
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%2394A3B8' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    padding-right: 36px;
}

/* ===== REVIEW PAGES (opiniones) ===== */
.review-summary {
    background: var(--white);
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: 28px;
    margin-bottom: 32px;
}

.review-summary-header {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 20px;
    padding-bottom: 16px;
    border-bottom: 1px solid var(--gray-100);
}

.review-summary-logo {
    width: 80px;
    height: 40px;
    object-fit: contain;
}

.review-rating {
    display: flex;
    align-items: center;
    gap: 8px;
}

.review-stars {
    color: var(--accent);
    font-size: var(--font-size-lg);
    letter-spacing: 2px;
}

.review-score {
    font-size: var(--font-size-xl);
    font-weight: 800;
    color: var(--gray-900);
}

.review-summary-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
}

.review-summary-item {
    display: flex;
    justify-content: space-between;
    padding: 10px 14px;
    background: var(--gray-50);
    border-radius: var(--radius-sm);
    font-size: var(--font-size-sm);
}

.review-summary-item span:first-child {
    color: var(--gray-500);
    font-weight: 500;
}

.review-summary-item span:last-child {
    color: var(--gray-900);
    font-weight: 700;
}

/* ===== PAGE SPACING FIXES ===== */
/* Ensure consistent spacing between all sections */
.page-hero + .comparison-section {
    padding-top: 48px;
}

.page-hero + .content-block {
    padding-top: 48px;
}

/* Blog cards spacing */
.blog-card-body {
    padding: 20px;
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.blog-card-body .blog-card-category {
    margin-bottom: 0;
}

.blog-card-body .blog-card-title {
    margin-bottom: 0;
    flex: 1;
}

.blog-card-body .blog-card-excerpt {
    margin-bottom: 0;
}

.blog-card-body .blog-card-link {
    margin-top: auto;
    padding-top: 8px;
}

/* Blog card image better styling */
.blog-card-img {
    height: 160px;
    background: linear-gradient(135deg, var(--primary-50) 0%, #E0F2FE 50%, var(--primary-100) 100%);
}

.blog-card-img svg {
    opacity: 0.3;
}

/* ===== GENERAL POLISH ===== */
/* Better section transitions */
section + section {
    position: relative;
}

/* Smooth gradient dividers between sections */
.benefits + .content-block::before,
.how-it-works + .categories-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, var(--gray-200), transparent);
}

/* Fix inner page content readability */
.seo-content > p:first-of-type {
    font-size: var(--font-size-lg);
    color: var(--gray-600);
    line-height: 1.8;
}

/* Better blockquote/callout */
.content-callout {
    background: linear-gradient(135deg, var(--primary-50) 0%, #E0F2FE 100%);
    border-left: 4px solid var(--primary);
    padding: 24px 28px;
    border-radius: 0 var(--radius) var(--radius) 0;
    margin: 28px 0;
    font-size: var(--font-size-sm);
    color: var(--gray-700);
    line-height: 1.75;
    position: relative;
}

.content-callout::before {
    content: '💡';
    position: absolute;
    top: -12px;
    left: -2px;
    font-size: 20px;
}

/* Better tables inside content */
.seo-content table {
    width: 100%;
    border-collapse: collapse;
    margin: 20px 0;
    font-size: var(--font-size-sm);
    border-radius: var(--radius-sm);
    overflow: hidden;
    border: 1px solid var(--gray-200);
}

.seo-content table th {
    background: var(--gray-50);
    padding: 12px 16px;
    text-align: left;
    font-weight: 600;
    color: var(--gray-700);
    border-bottom: 2px solid var(--gray-200);
}

.seo-content table td {
    padding: 10px 16px;
    border-bottom: 1px solid var(--gray-100);
    color: var(--gray-600);
}

.seo-content table tr:last-child td {
    border-bottom: none;
}

.seo-content table tr:hover td {
    background: var(--gray-50);
}

/* Responsive moved to bottom */

/* ===== COOKIE BANNER ===== */
.cookie-banner {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: var(--white);
    border-top: 1px solid var(--gray-200);
    padding: 20px 24px;
    z-index: 3000;
    box-shadow: 0 -4px 16px rgba(0,0,0,0.08);
    display: none;
    animation: slideUp 0.4s var(--ease-out);
}

.cookie-banner.active { display: block; }

@keyframes slideUp {
    from { transform: translateY(100%); opacity: 0; }
    to { transform: translateY(0); opacity: 1; }
}

.cookie-banner-inner {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}

.cookie-banner-text {
    font-size: var(--font-size-sm);
    color: var(--gray-600);
    line-height: 1.5;
}

.cookie-banner-text a {
    color: var(--primary);
    text-decoration: underline;
}

.cookie-banner-buttons {
    display: flex;
    gap: 10px;
    flex-shrink: 0;
}

.cookie-btn-accept {
    padding: 10px 20px;
    background: var(--primary);
    color: var(--white);
    font-size: var(--font-size-sm);
    font-weight: 600;
    border-radius: var(--radius-sm);
    cursor: pointer;
    border: none;
    transition: background var(--transition-fast);
}

.cookie-btn-accept:hover { background: var(--primary-dark); }

.cookie-btn-reject {
    padding: 10px 20px;
    background: var(--gray-100);
    color: var(--gray-600);
    font-size: var(--font-size-sm);
    font-weight: 500;
    border-radius: var(--radius-sm);
    cursor: pointer;
    border: 1px solid var(--gray-200);
    transition: all var(--transition-fast);
}

.cookie-btn-reject:hover { background: var(--gray-200); }

/* ============================================
   RESPONSIVE - All breakpoints consolidated
   ============================================ */

/* === TABLET (max 1024px) === */
@media (max-width: 1024px) {
    .hero-content { grid-template-columns: 1fr; gap: 36px; }
    .hero-text { text-align: center; }
    .hero-benefits { max-width: 420px; margin: 0 auto; }
    .steps-grid { grid-template-columns: repeat(2, 1fr); }
    .benefits-grid { grid-template-columns: repeat(2, 1fr); }
    .categories-grid { grid-template-columns: repeat(2, 1fr); }
    .testimonials-grid { grid-template-columns: 1fr; max-width: 520px; margin: 0 auto; }
    .content-wrapper { grid-template-columns: 1fr; }
    .content-sidebar { position: static; }
    .footer-grid { grid-template-columns: repeat(2, 1fr); }
    .blog-grid { grid-template-columns: repeat(2, 1fr); }
    .offer-cards-list { grid-template-columns: 1fr; }
}

/* === MOBILE (max 768px) === */
@media (max-width: 768px) {
    /* -- Header & Nav -- */
    .header-inner { height: 56px; }

    .nav {
        display: none;
        position: fixed;
        top: 56px;
        left: 0;
        right: 0;
        background: var(--white);
        flex-direction: column;
        padding: 12px 16px 20px;
        z-index: 999;
        gap: 2px;
        overflow-y: auto;
        max-height: calc(100vh - 56px);
        box-shadow: 0 20px 40px -10px rgba(0,0,0,0.15);
        border-top: 1px solid var(--gray-100);
    }

    .nav.active { display: flex; }

    .nav .nav-link,
    .nav .nav-dropdown > .nav-link {
        padding: 14px 16px;
        display: flex;
        align-items: center;
        justify-content: space-between;
        font-size: var(--font-size-base);
        font-weight: 600;
        color: var(--gray-800);
        border-radius: var(--radius-sm);
        transition: background 0.15s ease;
    }

    .nav .nav-link:hover,
    .nav .nav-dropdown > .nav-link:hover {
        background: var(--gray-50);
    }

    .nav .nav-dropdown > .nav-link::after {
        content: '';
        width: 20px;
        height: 20px;
        background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='20' height='20' viewBox='0 0 24 24' fill='none' stroke='%2394A3B8' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E") no-repeat center;
        transition: transform 0.25s var(--ease-out);
    }

    .nav .nav-dropdown.open > .nav-link::after {
        transform: rotate(180deg);
    }

    .nav .nav-dropdown.open > .nav-link {
        color: var(--primary);
        background: var(--primary-50);
    }

    /* Dropdown submenu */
    .nav-dropdown .dropdown-menu {
        position: static;
        opacity: 1;
        visibility: visible;
        transform: none;
        box-shadow: none;
        border: none;
        padding: 4px 0 4px 16px;
        min-width: auto;
        display: none;
        border-left: 2px solid var(--primary-light);
        margin-left: 16px;
        margin-bottom: 4px;
    }

    .nav-dropdown.open .dropdown-menu {
        display: block;
    }

    .dropdown-menu a {
        padding: 10px 14px;
        font-size: var(--font-size-sm);
        color: var(--gray-600);
        font-weight: 500;
        border-radius: var(--radius-sm);
    }

    .dropdown-menu a:hover {
        background: var(--primary-50);
        color: var(--primary);
    }

    .hamburger { display: flex; }
    .btn-nav-cta { display: none; }
    .trust-badge { display: none; }

    .logo-brand, .logo-text {
        font-size: 1.3rem;
    }

    /* -- Hero -- */
    .hero { padding: 76px 0 36px; }
    .hero-text h1 { font-size: 1.5rem; letter-spacing: -0.3px; }
    .hero-subtitle { font-size: var(--font-size-sm); margin-bottom: 16px; }
    .hero-badge { font-size: var(--font-size-xs); padding: 6px 12px; margin-bottom: 14px; }

    .hero-benefits {
        display: flex;
        flex-wrap: wrap;
        gap: 6px;
        justify-content: center;
    }

    .benefit-item {
        font-size: var(--font-size-xs);
        padding: 6px 12px;
        gap: 5px;
        border-radius: var(--radius-full);
        background: var(--primary-50);
        border-color: var(--primary-light);
        color: var(--primary-dark);
        font-weight: 600;
    }

    .benefit-item svg {
        width: 13px;
        height: 13px;
        color: var(--primary);
    }

    /* -- Calculator -- */
    .calculator-card { padding: 20px; border-radius: var(--radius); }
    .calculator-card::before { height: 3px; }
    .calculator-header h2 { font-size: var(--font-size-base); }
    .slider-value { font-size: var(--font-size-xl); }
    .slider-group { margin-bottom: 20px; }
    .summary-row { font-size: var(--font-size-xs); padding: 6px 0; }
    .summary-row.total span:last-child { font-size: var(--font-size-base); }

    /* -- Page Hero -- */
    .breadcrumb { padding: 56px 0 0; }
    .breadcrumb ol { font-size: var(--font-size-xs); padding: 12px 0; }
    .page-hero { padding: 20px 0 32px; }
    .page-hero h1 { font-size: 1.3rem; margin-bottom: 12px; }
    .page-hero-subtitle { font-size: var(--font-size-sm); }
    .feature-pill { font-size: var(--font-size-xs); padding: 5px 10px; }

    /* -- Sections -- */
    .section-header { margin-bottom: 32px; }
    .section-header h2 { font-size: var(--font-size-xl); }
    .section-header p { font-size: var(--font-size-sm); }
    .how-it-works, .benefits, .categories-section, .testimonials, .faq { padding: 48px 0; }
    .comparison-section { padding: 40px 0; }

    .steps-grid, .benefits-grid, .categories-grid { grid-template-columns: 1fr; gap: 12px; }
    .step-card, .benefit-card { padding: 20px 16px; }
    .category-card { padding: 18px; }
    .category-icon { width: 40px; height: 40px; margin-bottom: 10px; }
    .step-icon { width: 48px; height: 48px; }
    .benefit-icon { width: 44px; height: 44px; }

    /* -- Stats Bar -- */
    .stats-bar { padding: 32px 0; }
    .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 16px; }
    .stat-number { font-size: var(--font-size-xl); }
    .stat-label { font-size: var(--font-size-xs); }

    /* -- Offer Cards -- */
    .offer-cards-list { grid-template-columns: 1fr; gap: 14px; }
    .ocard { padding: 14px; }
    .ocard-header { gap: 8px; }
    .ocard-logo { width: 90px; height: 34px; padding: 3px 8px; }
    .ocard-tae, .ocard-tae-alt { font-size: 11px; padding: 3px 8px; }
    .ocard-promo { font-size: var(--font-size-xs); padding: 6px 10px; gap: 5px; margin-bottom: 10px; }
    .ocard-promo svg { width: 12px; height: 12px; }
    .ocard-grid { gap: 6px; margin-bottom: 10px; }
    .ocard-stat { padding: 6px 4px; }
    .ocard-stat-label { font-size: 9px; }
    .ocard-stat-value { font-size: 11px; }
    .ocard-tagline-below { font-size: var(--font-size-xs); }
    .ocard-cta { font-size: var(--font-size-sm); padding: 10px 16px; }
    .ocard-disclaimer { font-size: 10px; }

    /* -- Testimonials -- */
    .testimonials-grid { grid-template-columns: 1fr; }
    .testimonial-card { padding: 20px; }
    .testimonial-card::before { font-size: 36px; }

    /* -- FAQ -- */
    .faq-list { margin: 0; }
    .faq-question { padding: 14px 16px; font-size: var(--font-size-sm); }
    .faq-answer p { padding: 0 16px 14px; font-size: var(--font-size-xs); }

    /* -- Content / SEO -- */
    .content-block { padding: 40px 0; }
    .seo-content h2 { font-size: var(--font-size-xl); margin-top: 32px; }
    .seo-content h3 { font-size: var(--font-size-base); margin-top: 24px; }
    .seo-content p { font-size: var(--font-size-sm); }
    .seo-content li { font-size: var(--font-size-sm); }
    .seo-content > p:first-of-type { font-size: var(--font-size-base); }
    .content-callout { padding: 18px 16px; font-size: var(--font-size-xs); margin: 20px 0; }
    .content-callout::before { font-size: 16px; top: -10px; }
    .pros-cons { grid-template-columns: 1fr; gap: 12px; }
    .pros, .cons { padding: 16px; }

    /* -- Sidebar -- */
    .sidebar-card { padding: 18px; }

    /* -- Blog -- */
    .blog-grid { grid-template-columns: 1fr; gap: 16px; }
    .blog-card-img { height: 140px; }
    .blog-card-body { padding: 16px; gap: 6px; }
    .blog-card-title { font-size: var(--font-size-sm); }

    /* -- Blog Article -- */
    .blog-article { padding: 0 0 40px; }
    .article-header h1 { font-size: 1.3rem; }
    .article-meta { font-size: var(--font-size-xs); }
    .author-box { flex-direction: column; text-align: center; padding: 18px; gap: 12px; }
    .related-articles-grid { grid-template-columns: 1fr; }

    /* -- Review Pages -- */
    .review-summary { padding: 18px; }
    .review-summary-grid { grid-template-columns: 1fr; }
    .review-summary-header { flex-direction: column; align-items: flex-start; gap: 10px; }

    /* -- CTA Section -- */
    .cta-section { padding: 48px 0; }
    .cta-content h2 { font-size: var(--font-size-xl); }
    .cta-content p { font-size: var(--font-size-sm); margin-bottom: 20px; }
    .cta-trust { flex-direction: column; gap: 6px; }

    /* -- Footer -- */
    .footer { padding: 40px 0 0; }
    .footer-grid { grid-template-columns: 1fr; gap: 24px; }
    .footer-col h4 { margin-bottom: 12px; font-size: var(--font-size-xs); }
    .footer-col ul li { margin-bottom: 8px; }
    .footer-col ul li a { font-size: var(--font-size-xs); }
    .footer-desc { font-size: var(--font-size-xs); }
    .footer-badges { margin-top: 12px; }
    .footer-bottom { padding: 16px 0; }

    /* -- Modal -- */
    .modal-content { padding: 24px 18px; max-height: 95vh; border-radius: var(--radius); }
    .modal-header h2 { font-size: var(--font-size-base); }
    .modal-header p { font-size: var(--font-size-xs); }
    .form-loan-summary { font-size: var(--font-size-xs); padding: 6px 14px; }
    .form-group label { font-size: var(--font-size-xs); }
    .form-group input[type="text"],
    .form-group input[type="email"],
    .form-group input[type="tel"] { padding: 10px 14px; font-size: var(--font-size-sm); }
    .phone-prefix { padding: 10px 12px; font-size: var(--font-size-sm); }
    .checkbox-label { font-size: var(--font-size-xs); }
    .btn-primary.btn-full { padding: 12px; font-size: var(--font-size-sm); }

    /* -- Loader -- */
    .loader-ring { width: 80px; height: 80px; margin-bottom: 20px; }
    .loader-percent { font-size: var(--font-size-base); }
    .loader-title { font-size: var(--font-size-sm); }
    .loader-step { font-size: var(--font-size-xs); }

    /* -- Offer Cards in Modal -- */
    .offer-card { padding: 16px; }
    .offer-details { grid-template-columns: 1fr 1fr; gap: 6px; }
    .offer-cta { padding: 10px 16px; font-size: var(--font-size-xs); }

    /* -- Simulator -- */
    .simulator-page { padding: 28px 0 48px; }
    .simulator-card { padding: 22px; }
    .result-grid { grid-template-columns: 1fr; gap: 10px; }
    .result-item { padding: 14px; }
    .result-item .result-value { font-size: var(--font-size-base); }

    /* -- Cookie Banner -- */
    .cookie-banner { padding: 14px 16px; }
    .cookie-banner-inner { flex-direction: column; text-align: center; gap: 12px; }
    .cookie-banner-text { font-size: var(--font-size-xs); }
    .cookie-banner-buttons { width: 100%; justify-content: center; }

    /* -- Promo Banner -- */
    .promo-banner { padding: 14px 16px; }
    .promo-banner-inner { flex-direction: column; text-align: center; gap: 12px; }
    .promo-banner-tag { align-self: center; }
    .promo-banner-left strong { font-size: var(--font-size-sm); }
    .promo-banner-left span:last-child { font-size: var(--font-size-xs); }
    .promo-banner .btn-primary { width: 100%; font-size: var(--font-size-sm); }
}

/* === SMALL MOBILE (max 380px) === */
@media (max-width: 380px) {
    .container { padding: 0 12px; }
    .hero-text h1 { font-size: 1.25rem; }
    .hero { padding: 72px 0 32px; }
    .calculator-card { padding: 16px; }
    .slider-value { font-size: var(--font-size-lg); }
    .page-hero h1 { font-size: 1.15rem; }
    .section-header h2 { font-size: var(--font-size-lg); }
    .modal-content { padding: 18px 14px; }
    .ocard { padding: 14px; }
    .ocard-logo { width: 100px; height: 36px; }
    .footer-grid { gap: 20px; }
    .stats-grid { grid-template-columns: 1fr; }
}

/* ===== PRINT ===== */
@media print {
    .header, .footer, .cta-section, .modal-overlay, .cookie-banner { display: none; }
    body { color: #000; }
    .hero { padding-top: 20px; }
}